bunq

2.5
26.8K reviews
10L+
Downloads
Content rating
Rated for 3+
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About this app

Say hello to bunq – the mobile bank that's there for you at every new chapter of your life! Whether exploring new countries, building your dream business, or managing a growing family, bunq helps you save, spend, budget, and invest effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.

Our Plans

bunq Free - €0/month
Get started with essential banking.

• 3 Bank Accounts to get you started
• Instant Payments and real-time notifications
• 1 Virtual Card with Google Pay support
• Scheduled Payments and AutoAccept for requests
• Withdraw cash at ATMs (€2.99/withdrawal)
• Earn 3.01% interest on USD/GBP savings
• Invest in stocks with ease
• Buy and sell cryptocurrencies safely
• €1,000 ZeroFX for foreign payments
• Install eSIM and use the bunq app globally even without a data package
• Save on products and services with bunq Deals
• Pocket money: stress-free, automated allowance for your child
• Empower your child to save with smart saving features
• Plant a tree for every €1,000 spent

Business features:
• Tap to Pay
• 0.5% Cashback on business and personal expenses paid with a Credit Card
• Save on products and services with bunq Deals
• Woocommerce integration
• Integration with 50+ bookkeeping tools



bunq Core - €3.99/month
A bank account for everyday use.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• Open and manage up to 4 Child Accounts
• 1 Physical Card included
• Personalize your Physical Card to make it uniquely yours
• Shared account access for joint management
• Add loyalty cards for quick access
• Earn points with bunq Points and redeem rewards
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies

Business features:
• Director access
• Shared account access
• 100 free transactions/year
• Bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy.

All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 Physical Cards and 25 Virtual Cards included
• Personalize Physical Cards to make them uniquely yours
• Personalized budgeting insights and payment sorter
• 5 Free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• Plant a tree for every €250 spent
• 20% Discount on stock trading fees
• Free for students

Business features:
• Add up to 3 employees
• Employee Cards (debit or credit) and Tap to Pay access
• 250 free transactions/year
• 1% Cashback on business and personal expenses paid with a Credit Card
• AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide travel insurance
• 10 Free foreign currency payments/month
• Earn 2% Cashback on public transport and 1% at restaurants/bars
• Invite 2 friends to form a Cashback team and earn more
• Double bunq Points for even better rewards
• 8GB worldwide data
• Plant a tree for every €100 spent
• 50% Discount on stock trading fees

Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments.

Your Deposits = Fully Protected
Your money is insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS).

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
Updated on
15 May 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.5
26.2K reviews
Mykola V
28 April 2025
It's freaking annoying when I can't send payment 10 times in a row because of "Oops! Something went wrong" screens which appear one after another for 2-4 times and then you go back to the home screen of the app. This is the first serious issue like this which I encountered. UPD: I contacted, and got a reply not really related to my issue. And then one more time. And the issue wasn't fixed yet. So yes, still 1 star.
23 people found this review helpful
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bunq
16 April 2025
Hi there 👋 Thank you for taking the time to report this. It's our priority to provide a hassle-free experience and and we're always disappointed to hear when we fall short. Please reach out via the in-app Support Center or at support@bunq.com with more details, so we can take a closer look and find a fix as soon as possible ⚒️
Roel van Eijk
14 May 2025
After entering my nationality, I still get prompted with "What is your nationality?"—with no way to dismiss it. The same goes for old payments, “welcome back” messages, and other random clutter that overwhelms the UI. Bunq is a great, forward-thinking bank trapped in a messy, overdesigned app. And yes, the in-app AI is hilariously easy to manipulate. It’s like someone baked a really good cake, then dumped an entire jar of sprinkles on top thinking it’d be even better. Less sprinkles, Bunq!
3 people found this review helpful
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bunq
16 May 2025
Thanks for your review, Roel. It's our priority to provide a hassle-free experience and we're always disappointed to hear when we fall short. Please reach out via the in-app Support Center or at support@bunq.com with more details, so we can take a closer look and find a fix as soon as possible.
Matt Smith
5 March 2025
€150 taken out of my account and they won't fix it. It's been two months and bunq has done nothing to resolve this.I made a purchase, but the app had some sort of problem and my purchase was denied. Then all the times I tried to make the purchase were added on my card as a "reserved payment". It has been well over the 30 days without resolution. This is completely an error with bunq and the app, and they have not fixed it.
78 people found this review helpful
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bunq
21 January 2025
Hey there! Sorry to hear things weren't smooth. We'd love to help! Can you share what happened with our support team? For quick support, use our in-app chat or email support@bunq.com. We're here to make things right and get you back on track.

What's new

Here's what's changed:

You can now view all the trees you've planted in your forest again.
It's even easier for students to verify their student status and use bunq Pro for free.
You can now change your nationality directly from the bunq app.
We're always launching small fixes. Some updates might not be immediately noticeable, but they add up to create an even better user experience!